If you’re renting a car, it’s important to know what to do if you bump, scratch, or get into an accident. Many people aren’t sure what to do and end up making costly mistakes. In this blog post, we’ll go over the steps you need to take if something happens while you’re driving. Follow these tips and you’ll be able to avoid any additional damage costs!
Contact the rental company as soon as possible
If you’re involved in any kind of accident – no matter how minor – it’s important to contact the rental car company right away. They will likely have a specific protocol for dealing with accidents, and it’s important to follow their instructions to the letter.
Cooperate with the rental company and law enforcement officials
If you’re involved in an accident, the first thing you should do is cooperate with the rental company and law enforcement officials. Give them your side of the story and provide any documentation or evidence that you have. If there’s damage to the car, take pictures of it. The last thing you want is to be accused of causing damage that you didn’t cause.
Keep all receipts related to the accident
You will need these when you file a claim with your insurance company.
If you have comprehensive and collision coverage on your personal auto insurance policy, you may be covered for damages to a rental car. However, you will still be responsible for the deductible. It is important to check with your insurance agent before renting a car to make sure you understand your coverage.
If you do not have comprehensive and collision coverage on your personal auto policy or if your coverage does not extend to rental cars, you will need to purchase additional insurance from the rental car company. This can be expensive, so it is important to compare rates before renting a car.
Some credit cards offer rental car insurance as a benefit. If you use a credit card to pay for your rental car, check with the issuer to see if you are covered.
No matter how you are insured, if you damage a rental car, you will be responsible for paying for the repairs. The amount you will have to pay depends on the type of damage and the rental car company’s policy.
For minor damage, such as a scratch or dent, you may be able to pay for the repairs yourself. Be sure to get an estimate of the cost of the repairs before you agree to pay for them.
Get your car repaired at a reputable shop
If you have rental car insurance, your policy will likely cover the cost of repairs. However, you may be required to pay a deductible. If your rental car is not insured, you will be responsible for the entire repair bill. In either case, it is important to get your car repaired at a reputable shop. Not only will this ensure that the repairs are done properly, but it will also help to avoid any potential disputes with the rental company.
If you have minor damage, such as a small scratch or dent, you may be able to repair it yourself. However, if the damage is more significant, it is best to leave it to the professionals.
It is also important to keep in mind that many rental companies have strict rules about damage to their vehicles.